Personal data protection policy
Banque Richelieu France
Please read this personal data protection policy of Banque Richelieu France carefully.
General
By subscribing to and using the products and services (hereinafter, the “Services”) offered by Banque Richelieu France, as well as browsing all websites provided and operated by Banque Richelieu France (hereinafter, the “Website”) you hereby accept all the terms and conditions of this Personal data protection policy (hereinafter, the “Policy”).
Introduction
Banque Richelieu France attaches the utmost importance to the protection of your personal data (hereinafter, “personal data” or “data”). This Policy is aimed at informing you about the way our institution collects, uses, handles and submits your personal data when you use our Services, our Website, and our mobile application. The handling of your data conforms to applicable legislation on personal data protection, and in particular European Regulation no. 679/2016 on personal data protection and handling (“GDPR”) and to Act no. 78-17 of 6 January 1978, as amended, on information technology, files and liberties (hereinafter, the “Regulations”). These Regulations only apply to personal data which may directly or indirectly help identify an individual. These data may be collected, saved, stored, adapted, transferred, handled and/or used by the Bank in accordance with the following provisions. For the purpose of this document, the terms “we/us”, “our” or the “Bank” refer to Banque Richelieu France.
The officer in charge of handling your personal data is Banque Richelieu France, with registered office at 1-3-5, rue Paul Cézanne – 75008 Paris. Banque Richelieu France shall determine the purpose and handling of your personal data.
This document is intended for any individual who is directly or directly linked with the Bank, including, but not limited to :
Bank employees are not covered by this Policy, having been included in a Human Resources data protection policy
The Policy is not intended for minors. We understand the importance of protecting data related to minors, especially in a virtual environment, and thus we make a point of not collecting or keeping any data related to minors.
In all these cases, we may use your personal data. If this applies to you, please read this document.
During the browsing of our website, Banque Richelieu France must collect and handle some of your personal data. The data which we gather may include, on the basis of your use of our website, the following categories :
Categories of data | Type of data |
---|---|
Identification, personal and contact information | Full name, address, place and date of birth, country of residence, telephone number, email address. |
Professional life | CV, education level, professional training, honours and professional status, languages, hobbies and interests. |
Browsing and cookies | Technical log, IP address, data collected using cookies. |
There is no obligation to answer the questions asked by the Bank. However, failure to communicate these data may result in the impossibility for Banque Richelieu France to process your request or for you to be able to use the tool or service.
We can also collect and use personal data if they are provided by your employer, your company or another company to which you are related within the framework of an agreement or relationship between our institution and your employer or said company.
The Bank, especially during the subscription to one of its Services, shall handle different types of personal data, and in particular those included in the following categories:
Categories of data | Type of data |
---|---|
Identification, personal and contact information | Full name, address, place and date of birth, country of residence, tax status, marital status, matrimonial regime, education and professional status, telephone number, email address, languages, hobbies and interests. |
Banking and financial information, transaction data | Account number, portfolio number, customer number, investment profile, transaction-related data, value of assets. |
Videos and telephone recordings | The premises of the Bank to which you have access are protected by cameras. Any data thus collected are treated by the Bank for safety purposes only.
Electronic and telephone communications may be recorded by the Bank or on its behalf. |
Public | Data published or transmitted by a public institution may be handled by a Bank. |
Professional life | CV, education, professional training, honours. |
Other | Any other Personal Data reasonably linked to the Bank’s affairs. |
If we collect or receive your personal data within our services, we may receive information from third parties and counterparties during transactions, or from regulatory authorities, etc. This information may include your name, location, employment details and other information relevant to the services we provide to our customers.
Except in very specific cases or unless otherwise provided by the Regulations, the Bank shall never handle data related to your racial or ethnic background, philosophical convictions, religion, union membership, sex life or sexual orientation and genetic data.
The purpose of the handling is in keeping with the set goal, and the needs in question for the officer in charge.
The personal data you submit via the Website are collected and handled by Banque Richelieu France mostly in order to meet the requests stated via all collection supports, tools and services made available via the Website, requests for information, appointments, reminders or invitations to events.
The data relevant to you and submitted to the Bank by you or a third party, by means of a form or document prepared by the Bank, an order or request or in any other form and whatever the support of this communication, are handled by the Bank to be used for operations in your favour and to serve any of the purposes listed below :
The collected data are handled, if you have consented or if it is grounded on at least one of the following legal bases :
Any handling under a statutory or regulatory obligation to which Banque Richelieu France is subject, and especially the following purposes :
The Bank handles your data within the framework of the execution of pre-contractual and contractual measures with you or your employer, or a company to which you are linked, and especially for the following purposes:
We handle your personal data in furtherance of the lawful interests pursued by the Bank or a third party which are necessary, for instance:
In addition, if any information which is not strictly necessary for the aforementioned purposes is collected, it shall require your prior consent. You may withdraw your consent at any time, if necessary.
Personal data collected by Banque Richelieu France may be communicated, for the fulfilment of the aforementioned purposes, to :
Any personal data thus transmitted to serve the agreed-on purposes may, for various operations, be transferred to a member state of the European Economic Area or a country whose legislation has been acknowledged as adequate by the European Commission in accordance with the provisions of Article 25 of European Directive 95/46, such as Switzerland. These data transfers take place in the conditions and under proper guarantees to ensure the protection of your personal data.
Any useful precautions are taken to ensure the security and confidentiality of your personal data, especially to prevent their loss, alteration, destruction or use by unauthorised third parties. In addition, we ask those third parties, as listed above, to implement technical and organisational security measures appropriate to said personal data.
In accordance with statutory and regulatory provisions, you may exercise, at no expense to you and at reasonable intervals, the following rights :
The time during which the Bank keeps personal data varies and is determined on the basis of different criteria, including :
The Bank reserves the right to modify this Policy in order to consider any changes introduced to the various applicable regulations and practices. Any changes introduced to our Policy shall be published directly on our Website. In order to ensure that you have the latest version at all times, please check online.
The use of cookies is widespread on the Internet. A cookie is a small text file, containing information, saved in the hard drive of your device (e.g. computer, tablet or mobile phone) when you visit a website, through your browser software. It is transmitted by the server of a website to your browser. The cookie file helps its issuer identify the device where it has been saved during the validity or storage period of the cookie in question.
In order to improve the presentation of the website and to provide access to secure sections, a cookie will be placed in your computer. The sole purpose of this cookie is to store information on the identification of the user and the browsing on the user’s computer within this site. Users acknowledge they have been apprised of this practice and authorised by Banque Richelieu France to apply it.
They may refuse cookies by means of the settings in your browser software. However, disabling cookies may restrict access to customised services for Banque Richelieu France customers.