The useful life of structured products is limited (to a few quarters or years). They may be issued in many legal forms: debt securities, certificates or fund shares. Their redemption value is determined upon maturity, which may be early, depending on the progress of underlying factors (share, rate, currency, raw material, etc.). They are liquid at all times, but at market value.

Their place in a portfolio: structured products help with asset management issues thanks to four key features :

Flexibility :

  • A custom-made approach to determine the risk-performance profile of the product, adapted to specific anticipations and goals.
  • Compensation and redemption formulas adapted to the needs and risk profile of every investor.

Reactivity :

  • Capacity to respond to any market environment in a very short time period (quick pricing).
  • Constant monitoring of market oppotunities which help launch the product with the best timing.

Optimization :

  • To improve the strategic allocation of an investment portfolio.
  • A possibility to increase your exposure to risky assets by optmising a portfolio's global risk.

Creativity :

  • Access to investment themes that are difficult to reach throught traditional asset classes.
  • Suggesting original and promising themes.